Baxter & Baxter, LLP | Consumer Protection | Bankruptcy Attorneys | Oregon & Washington

11 U.S.C. § 1501. Purpose and scope of application (a) The purpose of this chapter [11 USCS §§ 1501 et seq.] is to incorporate the Model Law on Cross-Border Insolvency so as to provide effective mechanisms for dealing with cases of cross-border insolvency with the objectives of– (1) cooperation between– (A) courts of the United States, United States trustees, trustees, examiners, debtors, and debtors in possession; and (B) the courts and other competent authorities of foreign countries involved in cross-border insolvency cases; (2) greater legal certainty for trade and investment; (3) fair and efficient administration of cross-border insolvencies that protects the interests of all creditors, and other interested entities, including the debtor; (4) protection and maximization of the value of the debtor’s assets; and (5) facilitation of the rescue of financially troubled businesses, thereby protecting investment and preserving employment. (b) This chapter [11 USCS §§ 1501 et seq.] applies where– (1) assistance is sought in the United States by a foreign court or a foreign representative in connection with a foreign proceeding; (2) assistance is sought in a foreign country in connection with a case under this title; (3) a foreign proceeding and a case under this title with respect to the same debtor are pending concurrently; or (4) creditors or other interested persons in a foreign country have an interest in requesting the commencement of, or participating in, a case or proceeding under this title. (c) This chapter [11 USCS §§ 1501 et seq.] does not apply to– (1) a proceeding concerning an entity, other than a foreign insurance company, identified by exclusion in section 109(b) [11 USCS § 109(b)]; (2) an individual, or to an individual and such individual’s spouse, who have debts within the limits specified in section 109(e) [11 USCS § 109(e)] and who are citizens of the United States or aliens lawfully admitted for permanent residence in the United States; or (3) an entity subject to a proceeding under the Securities Investor Protection Act of 1970 [15 USCS §§ 78aaa et seq.], a stockbroker subject to subchapter III of chapter 7 of this title [11 USCS §§ 741 et seq.], or a commodity broker subject to subchapter IV of chapter 7 of this title [11 USCS §§ 761 et seq.]. (d) The court may not grant relief under this chapter [11 USCS §§ 1501 et seq.] with respect to any deposit, escrow, trust fund, or other security required or permitted under any applicable State insurance law or regulation for the benefit of claim holders in the United States. This information is presented by the consumer protection attorneys of Baxter & Baxter, LLP, a Pacific Northwest law firm with offices in Vancouver, Washington, and Portland, Oregon. Our Portland Oregon bankruptcy attorneys represent Oregon consumers in Chapter 7 and Chapter 13 bankruptcies. Our Vancouver WA bankruptcy attorneys represent Vancouver and other SW Washington consumers in Chapter 7 and Chapter 13 bankruptcies. Call for a free consultation with a bankruptcy attorney today! Baxter & Baxter, LLP 1101 Broadway Street, Suite 213 Vancouver, Washington 98660 (360) 574-5239 Baxter & Baxter, LLP 8835 SW Canyon Lane, Suite 130 Portland, Oregon 97225 (503) 297-9031 Disclaimer & External Link Notice The information and materials available on this website are for informational purposes only and do not constitute legal advice. If you have not signed a Retainer Agreement with Baxter & Baxter, LLP, this firm does not represent you. You should not assume an attorney-client relationship exists. Nothing in the information or materials available on or accessed from this website, including any exchange of information through this website, creates an attorney-client relationship. Do not send any confidential or privileged information to Baxter & Baxter, LLP, until you establish such a relationship. This website contains links to other sites. Baxter & Baxter, LLP, is not responsible for the content of any external site. Please read the privacy policy of every external site you visit before disclosing any personal information. “We are a debt relief agency. We help people file for relief under the Bankruptcy Code.” Here is the original post: 11 U.S.C. § 1501. Purpose and scope of application The Portland, Oregon bankruptcy attorneys and Vancouver Washington bankruptcy lawyers of the Bankruptcy Practice Group represent individuals in Chapter 7 and Chapter 13 bankruptcies. We offer a free initial consultation. We can stop collection calls from debt collectors and home foreclosures. We can advise consumers whether to file for bankruptcy, and what form of bankruptcy to file. Our rates are competitive, and an uncontested no-asset Chapter 7 bankruptcy can be filed for as little as a $1,250 attorney fee (plus the applicable court filing fee). If you don’t have the full fee right now, call us to discuss prioritizing your payments. Call today to talk to a bankruptcy attorney . Baxter & Baxter, LLP 1101 Broadway Street, Suite 213 Vancouver, Washington 98660 (360) 574-5239 Washington Bankruptcy Baxter & Baxter, LLP 8835 SW Canyon Lane, Suite 130 Portland, Oregon 97225 (503) 297-9031 Oregon Bankruptcy More here: 11 U.S.C. § 1501. Purpose and scope of application Call or visit our website to speak to a bankruptcy attorney or learn more about filing for bankruptcy . Baxter & Baxter, LLP 8835 SW Canyon Lane, Suite 130 Portland, Oregon 97225 (503) 297-9031 Portland Oregon Bankruptcy Baxter & Baxter, LLP 1101 Broadway Street, Suite 213 Vancouver, Washington 98660 (360) 574-5239 Vancouver WA Bankruptcy

http://washingtonbankruptcy.blog.com/2010/07/15/vancouver-bankruptcy/ Washington Bankruptcy 2010 July 15 Posted by justin Welcome to our website. This information is presented by the Bankruptcy Practice Group of Baxter & Baxter, LLP. The Vancouver WA bankruptcy lawyers of Baxter & Baxter, LLP, represent individuals in Chapter 7 and Chapter 13 bankruptcies. We offer a free initial phone consultation. We can stop collection calls from debt collectors. We can advise consumers whether to file for bankruptcy, and what form of bankruptcy to file. The Washington bankruptcy attorneys of Baxter & Baxter, LLP have offices in SW Washington, and represent consumers in Vancouver, Clark County, Cowlitz County, Pacific County, Wahkiakum County, and Skamania County. If you would like a free telephone consultation with a Washington bankruptcy lawyer, call (360) 574-5239 today! Get a Fresh Start Today! Our rates are competitive, and an uncontested no-asset Chapter 7 bankruptcy can be filed for as little as a $1,250 attorney fee (plus the applicable court filing fee). If you don't have the full fee right now, call us to discuss prioritizing your payments. Sound Advice with Dignity and Empathy Deciding whether to file bankruptcy is a very serious decision. The majority of bankruptcies are precipitated by circumstances outside a person's control — loss of a job, divorce, or significant illness. The stress of these events is compounded by collection letters and calls, and the fear of losing a home to foreclosure. The dedicated and compassionate bankruptcy attorneys of Baxter & Baxter, LLP, understand all of these realities, and endeavor to provide clear and concise advice, so that the bankruptcy process is as transparent and understandable as possible. Once the bankruptcy is completed and the discharge order is entered, our clients can begin a new life and get a fresh start! Benefits of Filing for Bankruptcy Filing for bankruptcy is a serious and important decision that has significant ramifications. The Portland bankruptcy lawyers of Baxter & Baxter, LLP, can help you decide whether filing for bankruptcy is right for you. We can advise you on whether you qualify for a Chapter 7 liquidation, or would be better served by entering into a Chapter 13 repayment plan. Among the many benefits of filing for bankruptcy are: * Stop garnishments on bank accounts and wages * Stop home foreclosures * Stop harassing phone calls from bill collectors and collection agencies * Prevent utilities from being shut off * Stop car and truck repossessions * Eliminate some back taxes About Bankruptcy in Washington The most common types of personal bankruptcy for individuals are Chapter 7 and Chapter 13. As much as 65% of all U.S. consumer bankruptcy filings are Chapter 7 cases. In Chapter 7, a debtor surrenders his or her non-exempt property to a bankruptcy trustee who then liquidates the property and distributes the proceeds to the debtor's unsecured creditors. In exchange, the debtor is entitled to a discharge of most of their debt. Certain debts (e.g. spousal and child support, student loans, some taxes) will not be discharged even though the debtor is generally discharged from his or her debt. Many individuals in financial distress own only exempt property (e.g. clothes, household goods, an older car) and will not have to surrender any property to the trustee. The amount of property that a debtor may exempt varies from state to state. Chapter 7 relief is available only once in any eight year period. Generally, the rights of secured creditors to their collateral continues even though their debt is discharged. In Chapter 13, the debtor retains ownership and possession of all of his or her assets, but must devote some portion of his or her future income to repaying creditors, generally over a period of three to five years. The amount of payment and the period of the repayment plan depend upon a variety of factors, including the value of the debtor's property and the amount of a debtor's income and expenses. Secured creditors may be entitled to greater payment than unsecured creditors. Member of National Association of Consumer Bankruptcy Attorneys (NACBA) Counties Served Clark County, WA Cowlitz County, WA Pacific County, WA Wahkiakum County, WA Skamania County, WA Cities Served Amboy, WA Battle Ground, WA Brush Prairie, WA Camas, WA Washougal, WA La Center, WA Ridgefield, WA Vancouver, WA Woodland, WA Yacolt, WA Ariel, WA Beacon Hill, WA Bunker Hill, WA Carrolls, WA Castle Rock, WA Coal Creek, WA Columbia Heights, WA Columbia Valley Gardens, WA Cougar, WA Davis Terrace, WA Eufaula, WA Eufaula Heights, WA Headquarters, WA Kalama, WA Kelso, WA Kid Valley, WA Lexington, WA Longview, WA Longview Heights, WA Longview Junction, WA Oak Point, WA Olequa, WA Ostrander, WA Pigeon Springs, WA Pleasant Hill, WA Rocky Point, WA Rose Valley, WA Ryderwood, WA Saint Helens, WA Sightly, WA Silver Lake, WA Stella, WA Toutle, WA Vision Acres, WA West Kelso, WA West Longview, WA Woodland, WA Woodland Park, WA Yale, WA Bay Center, WA Bedford, WA Breakers, WA Brooklyn, WA Bruceport, WA Burt, WA Chinook, WA Davis, WA Dexter by the Sea, WA Elk Creek, WA Firdale, WA Fort Canby, WA Frances, WA Frankfort, WA Globe, WA Heather, WA Hilda, WA Holcomb, WA Holman, WA Ilwaco, WA Klipsan Beach, WA Knappton, WA Lebam, WA Long Beach, WA McGowan, WA Megler, WA Menlo, WA Middle Nemah, WA Moores Corner, WA Nahcotta, WA Nallpee, WA Naselle, WA Nemah, WA Nemah Junction, WA North Cove, WA North Nemah, WA Ocean Park, WA Oceanside, WA Oysterville, WA Pluvius, WA Raymond, WA Rhodesia Beach, WA Seaview, WA South Bend, WA Stringtown, WA Sutico, WA Swem, WA Tokeland, WA Willapa, WA Altoona, WA Brookfield, WA Cathlamet, WA Dahlia, WA Deep River, WA Eagle Cliff, WA East Cathlamet, WA Carson, WA Cruzatt, WA Fort Rains, WA Home Valley, WA Hood, WA Mill, WA Moffetts Hot Springs, WA North Bonneville, WA Prindle, WA Saint Martins Hot Springs, WA Skamania, WA Stabler, WA Stevenson, WA Underwood, WA Underwood Heights, WA Willard, WA “We are a debt relief agency. We help people file for relief under the Bankruptcy Code.” — Justin M. Baxter Baxter & Baxter, LLP 1101 Broadway Street, Suite 213 Vancouver, Washington 98660 (360) 574-5239 Baxter & Baxter, LLP 8835 SW Canyon Lane, Suite 130 Portland, Oregon 97225 (503) 297-9031 More: http://washingtonbankruptcy.blog.com/2010/07/15/vancouver-bankruptcy/

Oregon Bankruptcy & Washington Bankruptcy . Bankruptcy Practice Group This information is presented by the Bankruptcy Practice Group of Baxter & Baxter, LLP. The Portland, Oregon bankruptcy attorneys and Vancouver WA bankruptcy lawyers of the Bankruptcy Practice Group represent individuals in Chapter 7 and Chapter 13 bankruptcies. We offer a free initial phone consultation. We can stop collection calls from debt collectors and home foreclosures. We can advise consumers whether to file for bankruptcy, and what form of bankruptcy to file. Get a Fresh Start Today! When the financial troubles of life come your way, and the creditors won’t stop calling, bankruptcy could be the right choice for you, bankruptcy will not ruin you like the debt consolidation programs often claim. It could be a fresh start provided to you by the government. After bankruptcy it could only take 2 years to rebuild your credit and get you back on track. Our law offices can help you choose your best options and get you on the road to financial recovery Discover the advantages of bankruptcy before making your next move. Our rates are competitive, and an uncontested no-asset Chapter 7 bankruptcy can be filed for as little as a $1,250 attorney fee (plus the applicable court filing fee). If you don’t have the full fee right now, call us to discuss prioritizing your payments. Sound Advice with Dignity and Empathy Deciding whether to file bankruptcy is a very serious decision. The majority of bankruptcies are precipitated by circumstances outside a person’s control — loss of a job, divorce, or significant illness. The stress of these events is compounded by collection letters and calls, and the fear of losing a home to foreclosure. The dedicated and compassionate bankruptcy attorneys of Baxter & Baxter, LLP, understand all of these realities, and endeavor to provide clear and concise advice, so that the bankruptcy process is as transparent and understandable as possible. Once the bankruptcy is completed and the discharge order is entered, our clients can begin a new life and get a fresh start! Benefits of Filing for Bankruptcy Filing for bankruptcy is a serious and important decision that has significant ramifications. The Portland bankruptcy lawyers of Baxter & Baxter, LLP, can help you decide whether filing for bankruptcy is right for you. We can advise you on whether you qualify for a Chapter 7 liquidation, or would be better served by entering into a Chapter 13 repayment plan. Among the many benefits of filing for bankruptcy are: * Stop garnishments on bank accounts and wages * Stop home foreclosures * Stop harassing phone calls from bill collectors and collection agencies * Prevent utilities from being shut off * Stop car and truck repossessions * Eliminate some back taxes Filing for Bankruptcy in Oregon and Washington The most common types of personal bankruptcy for individuals are Chapter 7 and Chapter 13. As much as 65% of all U.S. consumer bankruptcy filings are Chapter 7 cases. In Chapter 7, a debtor surrenders his or her non-exempt property to a bankruptcy trustee who then liquidates the property and distributes the proceeds to the debtor’s unsecured creditors. In exchange, the debtor is entitled to a discharge of most of their debt. Certain debts (e.g. spousal and child support, student loans, some taxes) will not be discharged even though the debtor is generally discharged from his or her debt. Many individuals in financial distress own only exempt property (e.g. clothes, household goods, an older car) and will not have to surrender any property to the trustee. The amount of property that a debtor may exempt varies from state to state. Chapter 7 relief is available only once in any eight year period. Generally, the rights of secured creditors to their collateral continues even though their debt is discharged. In Chapter 13, the debtor retains ownership and possession of all of his or her assets, but must devote some portion of his or her future income to repaying creditors, generally over a period of three to five years. The amount of payment and the period of the repayment plan depend upon a variety of factors, including the value of the debtor’s property and the amount of a debtor’s income and expenses. Secured creditors may be entitled to greater payment than unsecured creditors. Portland, Oregon Bankruptcy Law Offices The Portland, Oregon bankruptcy attorneys of Baxter & Baxter, LLP have offices in SW Portland, and represent consumers in Beaverton, Tigard, Hillsboro, Aloha, Tualatin, and other cities. If you would like a free telephone consultation with an Oregon bankruptcy lawyer, call (503) 297-9031 today! Vancouver, Washington Bankruptcy Law Offices The Vancouver, Washington bankruptcy attorneys of Baxter & Baxter, LLP have offices in SW Washington, and represent consumers in Vancouver, Clark County, and Cowlitz County. If you would like a free telephone consultation with an Oregon bankruptcy lawyer, call (360) 574-5239 today! Member of National Association of Consumer Bankruptcy Attorneys (NACBA) “We are a debt relief agency. We help people file for relief under the Bankruptcy Code.”